Anúncios
The Blue Cash Preferred® Card from American Express is a top choice for families and individuals who spend heavily on groceries and streaming services. It offers an outstanding 6% cashback at U.S. supermarkets (up to an annual spending cap) and 6% on select U.S. streaming subscriptions. Additionally, it gives 3% cashback at U.S. gas stations and on transit, with 1% on all other purchases.
The Blue Cash Preferred® Card is designed for consumers who want maximum rewards on essential categories. It’s especially strong for households that spend regularly on groceries, fuel, and streaming. With premium benefits and Amex customer support, it delivers both high-value cashback and reliability.
What Is The Blue Cash Preferred® Card?
Issued by American Express, this card is positioned as a premium cashback product. Its standout feature is 6% cashback at U.S. supermarkets (on up to $6,000 per year in spending, then 1%) and 6% on select U.S. streaming subscriptions. These categories reflect modern consumer habits, making it highly relevant.
Beyond that, it offers 3% on transit (including rideshare, parking, tolls, trains, and buses) and 3% at U.S. gas stations. This combination ensures coverage of both household and commuting expenses.
ENJOY HIGH REWARDS ON EVERYDAY SPENDINGMain Benefits
- 🛒 6% cashback at U.S. supermarkets (up to $6,000 annually, then 1%)
- 🎬 6% cashback on select U.S. streaming subscriptions
- ⛽ 3% cashback at U.S. gas stations
- 🚆 3% cashback on transit expenses
- 💳 1% cashback on all other purchases
- 💵 Welcome offer for new cardholders (varies by promotion)
- 📲 Cashback redeemable as statement credit
- 🛡️ Amex security and purchase protections
Who Can Apply
This card is targeted at U.S. residents with good to excellent credit. Because it comes with an annual fee, Amex typically looks for applicants with a reliable credit history and steady income. Families with significant grocery budgets are the ideal audience, as they can quickly offset the fee through rewards.
ENJOY HIGH REWARDS ON EVERYDAY SPENDINGFees And Rates
While the Blue Cash Preferred® offers high rewards, it does charge an annual fee. Key costs include:
- 💰 Annual fee (waived in some introductory offers)
- 💸 Variable APR depending on creditworthiness
- 🌎 Foreign transaction fees apply
- 💵 Balance transfer and cash advance fees
How Cashback Works
Cashback is automatically calculated at the point of purchase according to the category. The supermarket category applies only to U.S. locations, and the annual cap must be noted. Rewards accumulate in the account and can be redeemed as statement credits.
Why It Stands Out
Compared to flat-rate cashback cards, the Blue Cash Preferred® shines by offering exceptional rates on everyday essentials. Even with an annual fee, frequent supermarket shoppers can earn far more value than with no-fee cards. For those who spend heavily on groceries and streaming, it’s one of the most rewarding options in the market.
ENJOY HIGH REWARDS ON EVERYDAY SPENDINGFAQ – Frequently Asked Questions
1. What is the annual fee?
It carries an annual fee, sometimes waived for the first year.
2. How much cashback do I earn at supermarkets?
6% on up to $6,000 annually, then 1%.
3. Does streaming count for 6% cashback?
Yes, on select U.S. streaming services.
4. What about gas stations?
You earn 3% cashback at U.S. gas stations.
5. Does transit earn rewards?
Yes, 3% on rideshare, buses, trains, tolls, and more.
6. What do I earn on other purchases?
1% unlimited cashback.
7. Do rewards expire?
No, cashback does not expire as long as the account is open.
8. Can I redeem for travel?
Rewards are redeemed as statement credits, not transferable points.
9. What credit score is recommended?
Good to excellent credit.
10. Does it have foreign transaction fees?
Yes, fees apply abroad.
Conclusion
The Blue Cash Preferred® Card from American Express is one of the best cashback cards for U.S. households, thanks to its unmatched 6% rate on supermarket spending and streaming. These categories align perfectly with everyday life, making it easy to rack up rewards quickly.
The annual fee may seem like a drawback, but for families who spend at least $500 per month on groceries, the rewards far outweigh the cost. Add in strong rates on gas and transit, and it becomes an all-around solution for daily expenses.
Overall, this card is perfect for those who want to maximize cashback where they spend the most. With American Express protections and customer service, the Blue Cash Preferred® offers both value and peace of mind.